Ageless Abodes

Home Buyer FAQs

You've got questions so I've got answers. In this episode, I will share some questions that home buyers have before, during and after the home buying process. Feel free to SUBSCRIBE and SUBMIT your real estate question to realestatedivabrenda@gmail.com
 
 

Declutter Your Home

Every one of us have items in our homes that we no longer use or wear. Taking the time to declutter your house will not only make the house appear larger to buyers but it will also help you to enjoy your home investment enough to retain and preserve it.
When you have an excess amount of items, the best thing to do is donate, sale or trash unusable items. In this episode, I share some common items that you may have that you may have in the home that you can get rid of.  Out with the old and in with the new. I hope this helps.
Secure the keys to homeownership!
Brenda Douglas, Real Estate Agent
Samson Properties Bowie
Phone: (202) 930-Diva (3482) / Office: (301) 850-0255
www.brendadouglas.samsonproperties.net
FBook Fan Page: DouglasIntegrityGroup
www.youtube.com/c/dcmetrodiva
JOIN on FBook: www.facebook.com/groups/homeownersrus

Side Hustles to Buy a Home

Most people struggle with bad credit or not having enough money for the upfront costs to purchase a home. Having a side hustle can help you generate more income.
 
 In this seller's market, Prince George's County home prices were up 10.7%, in March 2022, compared to last year.  Now, the median sold price is $405K. On average, homes in Prince George's County sell after 23 days. The loan product (FHA, VA, Conventional) determines how much to put down. So if you get a FHA loan 3.5% down is required. So if you purchased a home for $360k x 3.5% down = $12,600 down payment and that does not include the 1-3% deposit, inspections, and other fees. So you should save save save as soon as you have a desire to #buyahome
 
Mastering the skill of being able to generate extra income will not only help you to procure a home investment but it could also help you retain it and even preserve the investment when unexpected home maintenance or repairs are needed.
 
Key points to Remember:
1. Focus on side hustles that can making AT LEAST $20+/per hour
2. Do something that you enjoy
3. Do side hustles that could become a home based business for tax write offs
4. Do gigs that pay NOW rather than later
 
Secure the keys to homeownership!
Brenda Douglas, Real Estate Agent
Samson Properties Bowie
Phone: (202) 930-Diva (3482) / Office: (301) 850-0255
www.brendadouglas.samsonproperties.net
FBook Fan Page: DouglasIntegrityGroup
www.youtube.com/c/dcmetrodiva
JOIN on FBook: Homeowners R Us

Ways to Relieve Stress

When you are in the process of #buyingahome or #sellingahome, you can have so many things going on in your mind and in your emotions. This will cause #stress. During this time, you could be dealing with so many moving parts whether indirectly or directly. You will be dealing with all of the partners needed to make the transaction a success. In this seller's market, you may have to deal with having your offer rejected several times due to the high number of buyers vs the low housing inventory or as a seller, you may be concerned about having a buyer for your home but not being able to quickly find another place. Therefore, it is crucial that you take the time to  relax, breathe deeply and practice these suggested #stressremedies
Secure the keys to homeownership!
Brenda Douglas, Real Estate Agent
Samson Properties Bowie
Phone: (202) 930-Diva (3482) / Office: (301) 850-0255
www.brendadouglas.samsonproperties.net
FBook Fan Page: DouglasIntegrityGroup
www.youtube.com/c/dcmetrodiva
JOIN on FBook: Homeowners R Us
 

Life After Hardship

#Foreclosure, #shortsales or #bankruptcy happens to the best of us. But not to worry, You CAN own a home again. In this episode, I share the timeframe that you have to wait to purchase again as well as actions that you can take NOW to prepare for #buyingahome.
You CAN own a Home Again!
Credit Reports: annual credit report.com
Self Credit Builder Account: https://self.inc/refer/10973311
Secure the keys to homeownership!
Brenda Douglas, Real Estate Agent
Samson Properties Bowie
Phone: (202) 930-Diva (3482) / Office: (301) 850-0255
www.brendadouglas.samsonproperties.net
FBook Fan Page: DouglasIntegrityGroup
www.youtube.com/c/dcmetrodiva
JOIN on FBook: Homeowners R Us
Blog: Secure the keys (WPress)

What’s in a CREDIT SCORE?

The ability to build and maintain a good #creditscore is important for a variety of reasons. Whether you plan to #buyahome, stay in a home or not, knowing these 5 factors that make up your #credit score will empower you to achieve an 850 credit score so that you can pay less in interest rates, prepare for unexpected times or live without financial worries. 
 
A credit score can range from 300-850 and there are 5 factors that determine that credit score. Listen, enjoy and then execute strategies that will build and maintain your credit score. An excellent credit score is up to you!
 
Secure the keys to homeownership!
Brenda Douglas, Real Estate Agent
Samson Properties Bowie
Phone: (202) 930-Diva (3482) / Office: (301) 850-0255
www.brendadouglas.samsonproperties.net
FBook Fan Page: DouglasIntegrityGroup
www.youtube.com/c/dcmetrodiva
JOIN on FBook: Homeowners R Us
Blog: Secure the Keys
 

Tracking Expenses

Knowing how you spend your money can help you develop better spending habits because adjustments may be necessary to #savemoney to #buyahouse realestatedivabrenda@gmail.com #MarylandRealtor #Realestate 
 
Secure the keys to homeownership!
Brenda Douglas, Real Estate Agent
Samson Properties Bowie
Phone: (202) 930-Diva (3482) / Office: (301) 850-0255
www.brendadouglas.samsonproperties.net
FBook Fan Page: DouglasIntegrityGroup
www.youtube.com/c/dcmetrodiva
FBook Group: Homeowners R Us
 

Q & A: If I Sell, Where Will I Go?

Realty Q & A: Where am I going to live if I were to sell my home?
People always have realty questions and that's why real estate agents are licensed to provide expert opinions, strategies for success and solutions to your real estate problems. In this episode, one of my followers write in to ask me a question about selling their home and transition into another.  
Listen like and share so that you will have the solution for selling your home in today's HOT market were there are more buyers looking to buy a home then there are homes for sale.
Also feel free to join the Homeowners United group on Facebook to discover the realities of homeownership as well as get resources. I also invite you to leave comments or feedback.
If you are interested in receiving a free note obligation home selling guide or if you have a real estate related question, feel free to contact me at realestatedivabrenda@gmail.com
 
Secure the keys to homeownership!
Brenda Douglas, Real Estate Agent
Samson Properties Bowie
Phone: (202) 930-Diva (3482) / Office: (301) 850-0255
www.brendadouglas.samsonproperties.net
FBook Fan Page: DouglasIntegrityGroup
www.youtube.com/c/dcmetrodiva
FBook Group: Homeowners United

Homeowner Associations: What you Should Know

Some people love home owner associations or HOA's and for others it is an absolute deal breaker. Either way, here is some must know information about HOA's, insane rules, pros and cons and questions to ask before purchasing a home within a community that has a HOA

Researching NeighborHOODS

#Podcast Episode 6 – RESEARCHING NEIGHBORHOODS. https://divahomeandlifestyle.podbean.com
 
Purchasing a home is one of the biggest investment that you will make in your lifetime and it is a 15-30 year commitment. So you want to feel safe about the area. Here are some tips for conducting research so that you don't fall in love with the eye candy home and know nothing about the area. Your agent will find you the best house for the right price but it is YOUR responsibility to learn about the community even if you have lived there in the past or if you are familiar with the area because demographics change often. Don't be a victim to eye candy! Do your research! Thanks for listening. Don't forget to SUBSCRIBE.
Whether you are buying or selling a home, keep your head up, your hopes high and remember that it is not over until the keys are exchanged!The websites mentioned includes:
Websites Mentioned:Researching Homes: realtor.com and homesnap.comDemographics: city-data, Movoto, The Census Bureau, City websites, County websites, Neighborhoodscout, GoogleCrime: Neighborhoodscout, spotcrime, city-dataSex Offender Registry: The Department of Public Safety & Correctional Services (public information) realestatedivabrenda@gmail.com